Vision
Two vision plans, insured by MetLife, are available for you to select the best coverage for your specific eye care needs. You may select between two networks to maximize your vision provider choice.
The MetLife vision plans provide coverage for exams, frames, or lenses (either contacts or eyeglasses lenses) every 12 months. If you see an in-network provider, you pay a copay for your eye exam and lenses, and the plan pays an allowance of $200 for frames and contact lenses. Additional copays apply for eyeglass lens options. Dependent children can be covered to age 26.
Progressive lens options will be covered in full.
With the MetLife vision plans, you may visit any vision provider. However, in order to maximize your vision benefit, we highly recommend that you visit participating providers. You have the choice between the Superior network (which is the current 2025 vision plan network) and the VSP Choice network. Both networks include some of the same providers as well as unique providers.
To locate in-network providers, visit www.metlife.com/vision and select either Superior Vision or VSP Choice. When you visit a participating MetLife vision provider, you will have a higher benefit and lower out-of-pocket costs, and you will receive the benefit at the time of service. If you go out-of-network, you will need to pay at the time of service and file a claim for reimbursement, and the benefit is reduced.
| Vision Summary of Benefits | Superior Network | VSP Choice Network |
|---|---|---|
|
Exam
|
$20 copay | $20 copay |
|
Retinal Imaging
|
Up to $39 copay | Up to $39 copay |
|
Lenses - Glasses
|
||
| Single | Covered in full after $25 copay | Covered in full after $25 copay |
| Bifocal | Covered in full after $25 copay | Covered in full after $25 copay |
| Trifocal | Covered in full after $25 copay | Covered in full after $25 copay |
| Lenticular | Covered in full after $25 copay | Covered in full after $25 copay |
|
Contact Lenses
|
||
| Fit and Follow-up | $30 copay | Up to $60 copay |
| Elective Lenses | $200 allowance | $200 allowance |
| Medically Necessary | Covered in full | Covered in full |
|
Frames
|
$200 allowance | $200 allowance |
Frequencies
- Examination: Once every 12 months
- Lenses: One pair every 12 months
- Frames: One pair every 12 months
** Either eyeglass lenses or contact lenses are allowed per frequency **
Additional Plan Features
- Laser Vision Correction: Savings of 15% 35% off the national average price at in-network laser vision correction provider.
- Savings: 20% savings on additional pairs of prescription glasses and non-prescription sunglasses.
- Savings on Lens Enhancements: Average 20 to 25% savings.
- Savings on Frames: 20% off any amount over your frame allowance.
