2026 Hospital Indemnity

Baldwin County Schools is excited to offer a new hospital indemnity plan insured by Voya Financial. The hospital indemnity plan pays when you are admitted to the hospital, whether it is a planned or unplanned admission. This includes emergencies and unexpected admissions as well as scheduled surgeries and procedures. The fixed indemnity benefits may be used as you choose to help offset deductibles, coinsurance, and other expenses. Pregnancy is covered under this benefit with no pre-existing condition exclusion or coverage restrictions.

 

Premium Information

Important Documents

Schedule of Benefits Amount
Initial Hospital Confinement Benefit $1,000
Initial Hospital Confinement ICU Benefit $1,000
Daily Hospital Confinement Benefit $100 / day up to 30 days per confinement
Daily Hospital Confinement ICU Benefit $200 / day up to 30 days per confinement
Inpatient Rehabilitation Facility $100 / day up to 30 days per confinement
Includes substance abuse and mental health treatment facilities

Wellness Benefit Included

The voluntary Hospital Indemnity plan includes a wellness benefit for covered preventive screenings, including but not limited to:

  • Chest X-Ray
  • Mammogram
  • Hemoccult
  • Colonoscopy
  • CA 125 and CEA blood tests
  • Prostate specific antigen testing
  • Women's wellness

Refer to the certificate for the extensive list of eligible covered screenings. 

 

Wellness Benefit Amount

  • Employee: $50
  • Spouse: $50
  • Child(ren): $50 

Maximum benefit of once/year/insured

Portability

This plan is portable at time of employment separation. 

Non-Medical Enrollment and Questions:
(877) 395-4741

Medical Enrollment and Questions:
(800) 610-1863

General Questions:

benefits@baldwincountyschoolsbenefits.com

Benefits

Other Links

Enrollment

Enroll Now!